Half of Americans say grocery prices make holiday hosting stressful, and 44% expect holiday debt. How to set a money boundary with family, with scripts to use.
Ask couples what they're most stressed about right now and you'll hear the same list. In a September 2026 survey of likely voters, the top stressors people named were health care and insurance costs, groceries, and rent or mortgage. Not luxuries. The basics. And when...
Here's a number that stopped me: in ICSC's 2026 Holiday Intentions Survey, nearly one in four people said they expect to still be paying off this year's holiday purchases in 2027. Almost half said they're worried about being able to afford gifts at all, and half said...
Self Employment | If you’re self-employed, those with conventional jobs get all the breaks. Paid vacations, health insurance, and many additional perks seem like a reward. However, when it comes to retirement plans, there are advantages to not being “regularly”...
Putting a little money away or your savings for a rainy day isn’t always easy. You may have some good intentions, but at the end of the day, there just isn’t any money left. Somehow whatever you make is spend before you make it to the next paycheck. Start by making a...
They are collection agencies working for and under the control of the major credit counseling card companies. Most of these agencies will be able to help you do lower your interest rates a little and usually only concerning credit cards. It will only work if the...
Today, when all the economies in the world are facing hard times, it is natural that people are having a difficult time managing their finances. In the past, consumer spending had increased to gigantic proportions due to easy credit available through credit cards. It...
As you continue to live off the grid, one thing that you should weigh is to develop a clean mindset. The sense of independence and commitment to accomplish a sustainable life is required to achieve success as you go and take off-grid living. But, you will not escape...
Top Tips to Help You with Your Debt Consolidation Has debt taken over your life? Do you want to resolve your debt for good? Then you are ready for debt consolidation. The information that follows may help you out when you want to consolidate your debts. These tips can...
Beliefs. They are the underlying operating system for how we make our decisions and therefore what we decide to do and not do. They live in our subconscious mind, which does not have the ability to accept nor reject information. Meaning, any time we have an emotional...